/* Reset */
body {
  font-family: Arial, sans-serif;
  margin: 0;
  padding: 0;
  line-height: 1.6;
  color: #333;
}

/* Header */
header {
  background: #0B66C2;
  padding: 10px 20px;
  color: white;
  display: flex;
  justify-content: space-between;
  align-items: center;
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
}

.logo img {
  height: 40px;
}

nav {
  display: flex;
  gap: 15px;
}

nav a {
  color: white;
  text-decoration: none;
  font-weight: bold;
}

nav a:hover {
  text-decoration: underline;
}

.menu-toggle {
  display: none;
  font-size: 28px;
  cursor: pointer;
}

body > section {
  margin-top: 80px; /* push below fixed header */
}

/* Hero */
.hero {
  position: relative;
  width: 100%;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  margin-bottom: 1rem;
}

.hero-img {
  position: absolute;
  top: 0; left: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  z-index: -1;
}

.hero-content {
  background: rgba(0,0,0,0.5);
  padding: 40px;
  border-radius: 10px;
  color: white;
  max-width: 600px;
}

.hero h2 {
  font-size: 2.5rem;
  margin-bottom: 15px;
}

.hero p {
  font-size: 1.2rem;
  margin-bottom: 20px;
}

button {
  background: #FF7A00;
  color: white;
  padding: 12px 20px;
  border: none;
  border-radius: 6px;
  cursor: pointer;
  font-size: 16px;
}

button:hover {
  background: #e86c00;
}

/* Services */
.services {
  padding: 60px 20px;
  text-align: center;
}

.service-cards {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 20px;
}

.card {
  background: #f4f4f4;
  padding: 20px;
  border-radius: 10px;
  width: 280px;
  box-shadow: 0 2px 5px rgba(0,0,0,0.1);
}

/* Newsletter */
.newsletter {
  background: #0B66C2;
  color: white;
  text-align: center;
  padding: 50px 20px;
}

.newsletter input[type="email"] {
  padding: 12px;
  width: 100%;
  max-width: 300px;
  border: none;
  border-radius: 6px;
  margin: 10px 0;
}

/* Footer */
footer {
  background: #0B66C2;
  color: white;
  padding: 40px 20px 20px;
}

.footer-columns {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 20px;
  max-width: 1100px;
  margin: auto;
}

.footer-columns h3 {
  margin-top: 0;
}

.footer-columns ul {
  list-style: none;
  padding: 0;
}

.footer-columns a {
  color: #FF7A00;
  text-decoration: none;
}

.footer-bottom {
  text-align: center;
  margin-top: 20px;
  font-size: 14px;
}

/* Responsive */
@media (max-width: 768px) {
  nav {
    display: none;
    flex-direction: column;
    gap: 10px;
    width: 100%;
    background: #084a8e;
    padding: 10px;
  }
  nav.active {
    display: flex;
  }
  .menu-toggle {
    display: block;
  }
  .hero-content {
    padding: 20px;
  }
  .hero h2 {
    font-size: 1.8rem;
  }
  .hero p {
    font-size: 1rem;
  }
  .services {
    padding: 30px 15px;
  }
  .newsletter {
    padding: 30px 15px;
  }
}

/* Calculator Box */
.calculator-box {
  background: #fff;
  padding: 2rem;
  max-width: 600px;
  margin: auto;
  border-radius: 12px;
  box-shadow: 0 4px 12px rgba(0,0,0,0.1);
}

.calculator-box h2 {
  margin-bottom: 1rem;
  color: #003366;
}

.calculator-box label {
  display: block;
  margin-top: 1rem;
  font-weight: bold;
}

.calculator-box input,
.calculator-box select {
  width: 100%;
  padding: 0.6rem;
  margin-top: 0.5rem;
  border: 1px solid #ccc;
  border-radius: 6px;
}

.calculator-box button {
  margin-top: 1.5rem;
  width: 100%;
  background: #FF7A00;
  color: white;
  border: none;
  padding: 0.8rem;
  border-radius: 8px;
  font-size: 16px;
  cursor: pointer;
}

.calculator-box button:hover {
  background: #e86c00;
}

.result {
  margin-top: 1.5rem;
  font-weight: bold;
  color: #003366;
  text-align: center;
}